Luiz Carlos Trabuco, President Of Bradesco

A Personal Profile of Luiz Carlos Trabuco
Luiz Carlos Trabuco began his career 48 years ago after completing a degree in philosophy from Fundacao Escola de Sociologia e Politica de Sao Paulo. He has devoted his career life working for Bradesco bank where he began working as a clerk and rose up the ranks to become the bank’s CEO.

As a long term employee of Bradesco bank, Luiz Carlos Trabuco has held different positions within the company over the years. He joined the bank as a junior officer where he worked in that capacity up to 1984 when he became a senior official. His major breakthrough as a major manager in the bank came in March 1999 when he was promoted to the position of the vice president. He would later become the president of Grupo Bradesco, a subsidiary of Bradesco bank in March 2003. In 2009, Luiz Carlos Trabuco assumed the position of the bank’s CEO, a position he still holds.

What Future Plans Are There for Bradesco Bank?
For many years, Bradesco bank remained the largest private bank in Brazil until in 2009 when two financial institutions, Banco Itau and Unibanco, merged and overtook it. The bank’s headquarters are in Osasco, Sao Paulo. The bank continues to expand rapidly as it seeks to ensure its financial services are available to the majority of Brazilians. Currently, it boasts of 5,314 branches, 4,834 service branches, and 38,430 ‘Bradesco Expresso’ units under its name.

The biggest plan for Bradesco bank as it focuses on the future is the launch of its all-digital franchise unit named ‘Next’. The launch marked the first ever largest campaign by a leading South American company to come up with a service that seeks to rival those provided by financial technology startups in the area.

Using ‘Next’, the bank seeks to make its services accessible to the tech-savvy Brazilian youths and to drive its development and expansion plans. To ensure that project ‘Next’ is successful, the bank is partnering with leading global tech companies such as Apple Inc., Uber Technologies Ltd, and Microsoft Corporation to give its customers access to perks on various plans ranging from 40 reais ($6-12) per month. Offering such rates would mean that their services will be affordable to more people, since the rates would be significantly lower than those applicable in physical branches.


Who Are the Front Runners for Bradesco’s Presidency?
The frontrunners for the company’s presidency are:
I. Octavio de Lazari
• Among all the contestants, he has the lowest experience working for the bank after joining the bank’s management ranks slightly over a year ago. He is aged 54 and holds the position of the lead lender’s unit and controls about a third of the institution’s results.

II. Marcelo de Araujo Noronha
• At 53, he has been working at the bank since 2003. Currently, he is in charge of the bank’s corporate and investment banking. He is also responsible for the bank’s card operations and BBI.

III. Jusue Augusto Pancini
• He is in charge of branch network and high income segment having worked for the bank since 1975.

IV. Mauricio Machado de Minas
• Joined the bank in 2009 after working with CPM Braxis SA. He is aged 58 and is in charge of the bank’s IT department and digital spinoff. He was previously working on ‘Next’.

V. Domingod Figueiredo Abreu
• Has worked for the bank since 1981. Currently, he oversees the bank’s treasury and lending departments. He is aged 58.

VI. Andre Rodriguez Cano
• Aged 59 and in charge of the bank’s human resource department. He has worked for the bank since 1977.

VII. Alexandre da Silva Cluher
• Has been in the bank since 1976, 57 years old, and currently holds the position for the chief risk officer. Worked with Domingos F. Abreu to close the bank’s biggest deal involving the purchase of HSBC Holdings Plc’s Brazil unit.


Jay Z Meeting with UMG CEO Sparks Speculation of a Pending Partnership

Ten years ago, Jay Z made a deal with Live Nation where they held rights to his recorded music. The deal is coming to an end in 2018. As a result, the rap artist is seeking to partner with organizations in the music industry. The $150 million deal took place in 2008. When the duly agreed time elapses, it will trigger a buy-sell situation where both parties could sell their share or acquire Roc Nation in whole. There is information about Live Nation extending the touring deal with Jay Z. Live Nation, however, is pulling out of the record music contract.

An Insider in the music industry said that Live Nation had stopped doing business in the record industry. As a result, they would not keep or seek to extend Jay Z contract. However, the touring deal with the rap artist is still lucrative, and they hope to maintain the relationship for years to come. Of late, Jay Z and his company’s executive Desiree Perez have met with representatives from the Universal Music Group. The meeting sparked speculations that UMG could be seeking to buy part of Roc Nation. A successful deal with the institution would give Jay Z enough resources to expand and improve Tidal. As at the moment, Tidal is facing stiff competition from Apple Music and Spotify services. UMG insiders said that they had done business with Jay Z before. Currently, they own a small percentage of Jay-Z’s company. They also expressed their interest in expanding business relations with the Rap artist.

Along with playing an essential part in Rihanna’s Samsung deal, Desiree Perez plays a significant role in Roc Nation. She came in when the company was in a tight lane. However, her expertise at crunching numbers and making deals saw the company rise to become a top player in the music industry. As the chief operating officer of Roc Nation, Perez job revolves around management, publishing, and music labeling.

Desiree Perez’s Social Media:


Todd Lubar is the current TDL Global Ventures Capital, LLC Todd Lubar. He doubles as the Sr. Vice President, Legendary Investments.


Todd Lubar started school at the Sidwell Friends School in Washington DC 1977 to 1987. He proceeded to take High School studies at The Peddie School in Hightstown NJ. He went to Syracuse University to pursue a B.A in speech communication, graduating in 1995. After which he headed to Crestar Mortgage Corporation for his first job.


Todd Lubar has an illustrious career line. He stayed with Crestar from 1995 until 1999. He learned the model of conservative Mortgage banking during his stay at Crestar. He developed relationships with insurance agents, CPA’s, Real Estate agents, and financial planners. These would later be his referrals when he got into the real estate industry.

He joined Legacy Financial group in Texas, in 1999. In his time, the Maryland office grew to a production unit of several 100 million dollars a year in loan volume. In 2005, he left to join the Senior Vice President of Charter Funding. Serving at the First Magnus Financial Corp until 2007.

The mortgage industry went through several changes. He then decided to focus on buy money mortgage. He started the trade with Priority Financial Services. For more details visit Ideamensch.

Apart from the mortgage banking, Todd Lubar has also gone in other industries. He has owned companies in the recycling, Demolition, nightclub industry. He has also been in the Real estate development.

He has learned a lot in his long stay in the industry. He knows the best business practices and how to cope in any environment. Check out his website for more.

Personal Life

Todd lives with his two children at Bethesda, Maryland. He likes traveling and spending time with his children. His value in life is on personal improvement, being a better person today than he was yesterday. He loves adding value to everything that he comes into contact with.

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Doe Deere: Successful Entrepreneur

If you’ve ever considered yourself entrepreneurial or hoping to become successful being your own boss, then you might want to consider some advice from a fellow entrepreneur who has found incredible success. Doe Deere is a CEO and founder of Lime Crime, an internationally sought after cosmetics line. In a recent article, Doe was featured and gave some great tips on starting up your own company.


Doe knew as a small child that her passion was color. It started out as playing dress up but as soon as she could get her hands on make-up, that was it. She was hooked. Her true passion came out to play and she knew it would follow her into her adult life. Finding your true passion is key if you’re going to become an entrepreneur. You have to love what you’re doing or you won’t put your all into it, and it won’t be a success.


Not only did Doe love make-up, but come to find out, she was incredible at it. When you love something, you tend to develop a skill set around that hobby. This skill set is going to help you create your business. But as you go along, you skills will need to expand. Doe tells all that you have to be willing to learn more and roll with the punches when problems or gray areas arise.


When Doe finds that there is a problem in her business, she tends to weigh the pros and cons. This helps her to follow the right path, and move forward instead of avoiding the problem, big or small. Learning from the problems will help you to deal with new problems at a later time.


Doe Deere definitely took risks in making her vegan, all natural cosmetics line. With bold and unique colors, there was no telling if anyone would really relate to her line. But they did. Taking risks is an important step as an entrepreneur. If you avoid all risks, you won’t ever really grow. You have to take steps into a direction of progress. Learn more:


Doe Deere has found incredible success in her line of cosmetics, Lime Crime. You can certainly use your passion to become a successful entrepreneur. You just have to take that first step, like Doe did.